Service Matrix

Service Matrix

Administrative Services Investment Services Investment Management Wealth Management Private Client
Managed Portfolio Assets (minimum) $2M $500K $1M $2M $5M
Relationship and Technology          
Account administrative services x x x x x
Institutional custodian access x x x x x
Asset allocation advice x x x x x
Tax-efficient investment advice x x x x x
Portfolio risk and diversification analytics  x x x x x
Electronic account aggregation x x x x x
Quarterly performance reporting x x x x x
Portfolio Implementation          
Model portfolio with exchange-traded funds (ETFs) x x x x
Custom portfolio with institutional mutual funds   x x x
Custom portfolio with sustainable investments x x x
Custom portfolio with individual stocks and bonds  x x
Custom portfolio with commission-free annuities x x
Custom portfolio with alternative investments x x
Portfolio Management          
Portfolio monitoring and rebalancing x x x x
Tax-loss harvesting x x x x
Tax-optimization through asset location x x
Asset minimum waived for immediate family x x
Client-directed trading x x
Financial Guidance          
Annual review of income tax returns x x x x x
Preferred lending recommendations x x x x x
Charitable gift planning x x x x x
Company retirement plan investment selection x x x x x
Education funding analysis x x x x
Employee benefit and open enrollment advice x x x x
Basic estate recommendations x x x
Tax and Financial Planning          
Retirement planning       x x
Income tax planning x x
Cash flow and debt planning x x
Insurance needs analysis x x
Financial decisions support  x x
Real estate and private equity investment review x x
Advanced estate and legacy planning x
Excluded tax and financial planning services are available at hourly rates and typically cost $3,000 – $5,000 per engagement. 
 
For Investment Services & Private Clients
First $5M 0.75%
Next $5M 0.60%
Over $10M 0.50%
For Investment & Wealth Management
First $2M  1.00%
Next $3M 0.75%
For Administrative Services  
All assets 0.50%