The CPA Financial Planner | October 2025

This month’s insights examine how location and education quality continue to drive real estate trends, with families paying significant premiums for access to top-rated public schools. Regional differences remain strong, showing how educational opportunities influence not only housing costs but also broader patterns in family financial decision-making and community growth.

On personal finance and retirement, readers are encouraged to adopt a layered investment approach that balances liquidity, market risk, and long-term sustainability. The discussion extends to the rising costs of end-of-life care, funeral expenses, and estate taxes—highlighting the need for early planning to protect assets and loved ones. With Medicare Open Enrollment underway, individuals are reminded to review coverage options to ensure their plans remain cost-effective and aligned with evolving healthcare needs.

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